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  2. 6 steps you should take after a data breach - AOL

    www.aol.com/6-steps-data-breach-143000691.html

    When you add a fraud alert to your Experian credit report (or to your report at either of the other two national credit bureaus, TransUnion or Equifax), the alert is automatically applied to your ...

  3. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Alert you to unauthorized bank withdrawals. Block credit card skimming. Correct credit report errors. File fraud reports. Initiate credit freezes. Notify you of fraudulent tax returns or refund ...

  4. After disasters, people are especially vulnerable to scams ...

    lite.aol.com/pf/story/0001/20250113/a7c2ece38f6c...

    — The three major credit reporting agencies: Equifax, TransUnion, and Experian. Ask them to place fraud alerts and a credit freeze on your accounts to prevent further misuse of your data. — The fraud department at your credit card issuers, bank, and other places where you have accounts, such as a medical insurance account.

  5. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    You may want to place a fraud alert or credit freeze on your credit report. Contact Equifax, Experian and TransUnion — the three major credit bureaus — to initiate these processes. ...

  6. Credit report monitoring - Wikipedia

    en.wikipedia.org/wiki/Credit_report_monitoring

    Credit report monitoring or company tracking is the monitoring of one's credit history in order to detect any suspicious activity or changes. Companies offer such service on a subscription basis, typically granting regular access to one's credit history, alerts of critical changes to one's credit history, and additional services.

  7. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    Best practices • Don't enable the "use less secure apps" feature. • Don't reply to any SMS request asking for a verification code. • Don't respond to unsolicited emails or requests to send money.

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    Consumers may request an extended fraud alert, in which case requires the reporting agency to disclose this fraud alert in any credit score that it issues for the consumer during a seven-year period. An extended alert also requires the reporting agency to exclude the consumer from any list distributed to third parties for the purpose of ...

  9. 8 Things To Do When You Get a Notice About a Data Breach - AOL

    www.aol.com/finance/8-things-notice-data-breach...

    If any financial information, such as credit card numbers, was leaked in a data breach, request a freeze on your credit by the top three credit vendors (TransUnion, Equifax and Experian).

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