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  2. What Are the Benefits of Direct Deposit and Automatic ... - AOL

    www.aol.com/benefits-direct-deposit-automatic...

    For example, students who enroll in auto debit for Sallie Mae’s private student loans can qualify for a 0.25 percentage point interest rate discount/reduction, said Ashley Boucher of Sallie Mae.

  3. Direct debit - Wikipedia

    en.wikipedia.org/wiki/Direct_debit

    A direct debit or direct withdrawal is a financial transaction in which one organisation withdraws funds from a payer's bank account. [1] Formally, the organisation that calls for the funds ("the payee") instructs their bank to collect (i.e., debit) an amount directly from another's ("the payer's") bank account designated by the payer and pay those funds into a bank account designated by the ...

  4. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    Automatic transfer service account A deposit account that allows the transfer of funds from a savings account to a checking account in order to cover a check written or to maintain a minimum balance. 8 Short term deposit account An account where deposits are held for no longer than a year. [2]

  5. Command mode and Data mode - Wikipedia

    en.wikipedia.org/wiki/Command_mode_and_Data_mode

    After a successful dial-out connection in response to an "ATD" dial command in which the modem reaches another modem. After answering the phone with the "ATA" answer command, if another modem is on the other end. After answering the phone automatically for some pre-configured reason (such as auto-answer), and connecting to another modem.

  6. What is a demand deposit account (DDA)? - AOL

    www.aol.com/finance/demand-deposit-account-dda...

    Demand deposit account vs. direct debit authorization Note that direct debit authorization, also commonly abbreviated as “DDA,” is a separate concept from demand deposit accounts.

  7. If You Have These Bills on Autopay, Take Them Off Immediately

    www.aol.com/bills-autopay-them-off-immediately...

    Automatic Headache. Setting your bills to autopay might seem like a great way to never miss a payment, avoid late fees, and build credit. But it also makes it easy to stop paying attention ...

  8. Transaction account - Wikipedia

    en.wikipedia.org/wiki/Transaction_account

    Debit card (cashless direct payment at a store or merchant) Cash (deposit and withdrawal of coins and banknotes at a branch) Cheque and money order (paper instruction to pay) Direct debit (pre-authorized debit) Standing order (automatic regular funds transfers) Electronic funds transfers (transfer funds electronically to another account)

  9. Alastair Hanton - Wikipedia

    en.wikipedia.org/wiki/Alastair_Hanton

    Direct debit was invented by Alastair Hanton while he was working at Unilever as a way of collecting payments more efficiently from Wall's ice cream sellers. [ 5 ] [ 6 ] Originally named automatic debit transfer it commenced operation, as a paper-based system, in 1964, [ 2 ] becoming widely available from 1968.