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If the appraisal comes in low — that is, if the appraised amount is lower than the loan amount — that appraisal gap will have to be made up by the buyer, or it may even derail the deal.
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If you offer $230,000 and the home is appraised for $210,000, you’ll need to come up with that extra $20,000. “The bank will only loan the value it believes the home is worth,” Grell says.
A home with a low appraisal represents a higher risk for the lender because you could end up underwater on the new mortgage. If you get a low appraisal, there are a few things you can do. First ...
The appraisal contingency — commonly waived in the pandemic market — let's you walk away if the appraisal comes in low. ... you sell in a slow market by suggesting a fair price for home ...
The typical price for a single-family home appraisal is $500, according to a 2023 survey by the National Association of Realtors. The survey found that this cost can range from less than $300 to ...
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