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2. Do Your Student Loans Affect Your Credit? - AOL

   www.aol.com/finance/student-loans-affect-credit...

   If you default on your student loan, you risk damaging your credit permanently. For federal loans, default occurs after 270 days of nonpayment and remains on your credit report for up to seven ...

3. 8 Questions To Ask Yourself Before You Take Out Student Loans

   www.aol.com/8-questions-ask-yourself-student...

   Federal loans currently have fixed interest rates ranging from 6.53% to 9.08%, while private loans can have variable rates exceeding 10%. Borrowers should carefully review the interest rates and ...

4. Student loan forbearance vs. deferment: Key differences and ...

   www.aol.com/finance/student-loan-forbearance-vs...

   Federal student loan forbearance allows you to skip your student loan payments for a given time or temporarily make a smaller payment. The catch: Interest will still accrue on your balance.

5. How Student Loans Affect Your Credit - AOL

   www.aol.com/news/student-loans-affect-credit...

   Student loans can have a major effect on your credit score, so it pays to understand the relationship between student loans and credit. On one hand, borrowing and paying back student loans can do ...

6. How does deferring a loan affect my credit score? - AOL

   www.aol.com/does-deferring-loan-affect-credit...

   Here's the good news: Deferring loan payments does not directly affect your credit scores. In fact, if you're having trouble making payments, it can be a good idea to defer your loans until you ...

7. What happens if you don’t pay your student loans? - AOL

   www.aol.com/happens-don-t-pay-student-113954397.html

   Normally, a federal student loan becomes delinquent the first day after a payment is missed. Loan servicers will report the delinquency to the three national credit bureaus if a payment is not ...