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  2. 47% of Americans overestimate life insurance costs – here’s ...

    www.aol.com/finance/47-americans-overestimate...

    The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...

  3. Derek Parfit - Wikipedia

    en.wikipedia.org/wiki/Derek_Parfit

    Derek Antony Parfit FBA (/ ˈ p ɑːr f ɪ t /; 11 December 1942 – 2 January 2017 [3] [4]) was a British philosopher who specialised in personal identity, rationality, and ethics. He is widely considered one of the most important and influential moral philosophers of the late 20th and early 21st centuries. [5] [6] [7]

  4. How to fix the health insurance industry everybody seems to ...

    www.aol.com/finance/fix-health-insurance...

    The original sin of the US health insurance industry is its establishment as a largely for-profit enterprise dominated by private-sector companies. This is a quirk of history.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

  6. On What Matters - Wikipedia

    en.wikipedia.org/wiki/On_What_Matters

    The economist Tyler Cowen has expressed admiration for Parfit's style ("Reading him is an unforgettable and illuminating experience") in On What Matters, but argues: . I see the biggest and most central part of the book as a failure, possibly wrong but more worryingly "not even wrong" and simply missing the questions defined by where the frontier – choice theory and not just philosophic ...

  7. This practice in the health insurance industry may have ... - AOL

    www.aol.com/finance/practice-health-insurance...

    But the industry still faces a "legislative risk," Ransom said, amid a debate on the use of artificial intelligence in so-called prior authorizations, which is when a service or prescription ...

  8. Reasons and Persons - Wikipedia

    en.wikipedia.org/wiki/Reasons_and_Persons

    Reasons and Persons is a 1984 book by the philosopher Derek Parfit, in which the author discusses ethics, rationality and personal identity.. It is divided into four parts, dedicated to self-defeating theories, rationality and time, personal identity and responsibility toward future generations.

  9. Why the Affordable Care Act is in real trouble this time - AOL

    www.aol.com/finance/why-affordable-care-act-real...

    But there’s at least one key reason to think that this time will turn out differently: A major expansion of the Affordable Care Act’s insurance subsidies passed by the Biden administration is ...