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Potential renters and tenants do have certain legal rights when it comes to tenant screening reports thanks to the Fair Credit Reporting Act (FCRA). Specifically, landlords are legally required to ...
LCB shares information with Equifax to be included on renters credit reports. Landlords can report their tenants’ payments (or non-payments) to the LCB, and tenants are also able to build a positive Rental Record which will go to Equifax and end up on their credit report. [4] [5]
What do landlords look for on a credit report? Landlords typically check for a low credit score, a history of late payments, payment gaps, a significant debt-to-income ratio, delinquent accounts ...
Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...
A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.
Most landlords rely on a tenant screening company to produce a tenant screening report - to compile relevant credit, [1] public records and other information needed to adequately vet prospective tenants. Information gleaned from the application, tenant screening report, and the landlord's research is used to arrive at a decision based on the ...