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According to the OECD, 'household disposable income is income available to households such as wages and salaries, income from self-employment and unincorporated enterprises, income from pensions and other social benefits, and income from financial investments (less any payments of tax, social insurance contributions and interest on financial ...
Discretionary income is disposable income (after-tax income), minus all payments that are necessary to meet current bills. It is total personal income after subtracting taxes and minimal survival expenses (such as food, medicine, rent or mortgage, utilities, insurance, transportation, property maintenance, child support, etc.) to maintain a certain standard of living. [7]
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Real household disposable income (RHDI) is a commonly used measure of living standards — it has risen in every parliamentary term since records began in 1950, but saw the weakest overall growth ...
Disposable income is likely to be 3.5% lower in 2024/25 than before the Covid-19 pandemic. Living standards, tax levels and other historical benchmarks Skip to main content
This HAI is "meant to measure the share of disposable income that a representative household would put toward housing-related expenses," which includes mortgage payments and utility fees. The measure is a ratio of housing-related costs to average household disposable income; the higher the ratio, the more difficult it is to afford a home. [2]
The first part shows that saving, the balance between national disposable income and final consumption expenditure from the production and distribution and use of income accounts, is reduced or increased by the balance of capital transfers to provide an amount available for financing investment (in both non-financial and financial assets).
Therefore, real income is a more useful indicator of well-being since it measures the amount of goods and services that can be purchased with the income. Growth of real income is related to real gross national income per capita growth. According to the classical dichotomy theory, real variables and nominal variables are separate in the long run ...