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  2. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    This form of identity theft occurs when a criminal opens credit in another individual's name. In the credit origination process, access to a credit report is critical for a lender to make a risk assessment. Because a credit freeze effectively stops any access to the credit report, it places a block in the process of issuing credit.

  3. What does it mean to freeze your credit? - AOL

    www.aol.com/social-security-number-may-exposed...

    Even if you choose to freeze your credit, it's still wise to review your credit reports regularly. You can get a copy of your credit report for free from each credit bureau at AnnualCreditReport ...

  4. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  5. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    Unfreeze your report. You can also lift your credit freeze in the following ways: Over the phone: Call Equifax at 888-298-0045. A representative will ask you to answer identity-verification ...

  6. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." [1] [2] Care should be taken when providing a full Social Security number to any ...

  7. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

  8. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    If you want to review your own length of credit history, you can do so by checking your credit report from one or more of the credit bureaus. Free weekly credit reports are available through ...

  9. Credit report monitoring - Wikipedia

    en.wikipedia.org/wiki/Credit_report_monitoring

    In Canada, credit monitoring is provided by Equifax and TransUnion, Canada’s two major credit bureaus. In addition to a free credit report and score, Equifax have a premium credit reporting service called Equifax Complete Premier, which lets you see your updated credit report and credit score daily, with alerts and ID protection tools ...

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