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2. How to Decide if a Credit Card's Annual Fee Is Worth It - AOL

   www.aol.com/decide-credit-cards-annual-fee...

   If you prefer a credit card without an annual fee, review our list of the best no annual fee credit cards to explore your options. Alert: highest cash back card we've seen now has 0% intro APR ...

3. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

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   5 out of 5 Overall. Key Features. Redeem awards with Amazon. Credit monitoring tool. 0% APR on balance transfers. Get Details. The Chase Freedom Unlimited offers you access to some of the best ...

4. How to cancel a credit card without hurting your credit score

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   The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Eliminates "fee harvester cards." The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

6. Fair Credit and Charge Card Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_and_Charge...

   The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

7. Fair Credit Billing Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Billing_Act

   The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.

8. The best business credit cards with no annual fee - AOL

   www.aol.com/best-business-credit-cards-no...

   Although no annual fee cards save you from an annual charge, be aware of other potential fees, such as: Foreign transaction fees : Some cards charge a fee (typically 2-3%) on international purchases.

9. The 11 Best Credit Card Sign-Up Bonuses With No Annual Fees 2022

   www.aol.com/11-best-credit-card-sign-125838882.html

   5 out of 5 Overall. Key Features. Variable cash back offers. Unique bonus program. No foreign transaction fees. Get Details. Discover it Cash Back is one of the best credit cards with no annual ...