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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

  3. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    The best personal loan rates go to those with the highest credit scores. ... you will likely need to check your auto loan options. 3. Student loans ... Pros and cons of installment loans.

  4. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Key takeaways. Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO ...

  5. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  6. Pros and cons of emergency loans: How to tell if one is right ...

    www.aol.com/finance/pros-cons-emergency-loans...

    Key takeaways. Emergency loans provide quick access to cash for unexpected expenses, but they come with high fees and interest rates. It is important to carefully consider if an emergency loan is ...

  7. Should you use a cosigner to get a loan? The pros and cons - AOL

    www.aol.com/finance/cosigner-loan-pros-cons...

    A cosigner can help you qualify for a loan, but there are risks including impacting the cosigner’s credit score or finances. Should you use a cosigner to get a loan? The pros and cons

  8. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Pros and cons of a personal loan Knowing the pros and cons of a personal loan can help you make a well-informed decision before using this form of financing. Green circle with a checkmark inside

  9. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    Bankrate insight. Some high-risk business loans use factor rates instead of interest rates to calculate the cost of a loan. Factor rates typically range from 1.1 to 1.5 and are fixed costs that ...

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