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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

  3. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  4. Pros and cons of emergency loans: How to tell if one is right ...

    www.aol.com/finance/pros-cons-emergency-loans...

    Understanding the pros and cons of an emergency loan before you need one can give you the peace of mind of having a backup plan if the unexpected happens. Pros of emergency personal loans

  5. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Pros and cons of a credit card When used responsibly, a credit card can be a great way to earn rewards, cash back and travel benefits. However, a credit card also has the potential to negatively ...

  6. Pros and cons of bad credit business loans - AOL

    www.aol.com/finance/pros-cons-bad-credit...

    Bankrate insight. Some high-risk business loans use factor rates instead of interest rates to calculate the cost of a loan. Factor rates typically range from 1.1 to 1.5 and are fixed costs that ...

  7. Pros and cons of unsecured business loans - AOL

    www.aol.com/finance/pros-cons-unsecured-business...

    Compare the pros and cons of unsecured loans. Comparing the advantages and disadvantages of unsecured business loans may help you decide if this is the right type of funding for your organization ...

  8. Pros and cons of debt consolidation: Is it a good idea?

    www.aol.com/finance/pros-cons-debt-consolidation...

    Pros and cons of debt consolidation. You can consolidate nearly every type of consumer debt, including medical debt, personal loans, credit cards and student loan debt. However, consolidation ...

  9. Pros and cons of home improvement loans: Are they worth it? - AOL

    www.aol.com/finance/pros-cons-home-improvement...

    Home equity loan. Current average interest rate: 8.73%. Like a personal loan, a home equity loan disburses the funds in one lump sum that you repay in fixed monthly payments. However, home equity ...

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