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2. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   And if you have federal loans, switching to a Direct Consolidation Loan can be necessary to access federal student loan repayment and forgiveness plans. That said, there are times when ...

3. Citibank Student Loans: What You Need to Know - AOL

   www.aol.com/finance/citibank-student-loans-know...

   A long time ago — before the introduction of the Direct Loan Program — I consolidated my federal loans with Citibank. In 2010, Citibank sold off its student loan unit, and has since stopped ...

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student loan debt. See related: How to consolidate student loans

5. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   Unlike ICR, Parent PLUS Loans cannot be consolidated into a consolidation loan to qualify. [2] Borrowers with Federal Family Education Loan (FFEL) Program loans and Federal Perkins Loan Program loans may become eligible for the ICR, Pay As You Earn, and Revised Pay As You Earn plans by consolidating them into a Direct Consolidation Loan. [2]

6. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

7. Citibank Student Loans: What You Need to Know - AOL

   www.aol.com/news/citibank-student-loans-know...

   If your Citibank student loans were part of the action, you might have been eligible for a share of $3.75 million that was refunded as a result of practices that prevented some consumers from ...