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  2. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/finance/6-free-budget-templates...

    Best Free Yearly Budget Spreadsheet. For the planner and goal-oriented go-getter, there is the personal budget spreadsheet from Vertex42. Available as an Excel or Google Sheets template, this ...

  3. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/9-free-easy-budget-templates...

    Instead, here are nine completely free, easy-to-use budget templates and spreadsheets that are available to download right now. Microsoft Excel Personal Monthly Budget Spreadsheet.

  4. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  5. Performance-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Performance-based_budgeting

    Performance-based budgeting is an approach in which funding for an institution "depends on performing in certain ways and meeting certain expectations". [10] " Historically, many colleges have received state funding based on how many full-time equivalent students are enrolled at the beginning of the semester". [ 9 ]

  6. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

  7. 9 best budgeting apps for January 2025: $0 and low-cost ways ...

    www.aol.com/finance/best-budgeting-apps...

    Best for cost-free budgeting: SoFi Relay. SoFi. Best for cost-free budgeting SoFi Relay. The basics Supports desktop, iOS and Android. 💰 What it costs Free. ⭐ Ratings

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