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  2. What you need to know about short-term loans - AOL

    www.aol.com/finance/know-short-term-loans...

    Personal loan: Personal loans can also be an alternative to short-term loans. The terms and rates you get vary depending on your credit, but they’re usually much better than most short-term loans.

  3. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    Key takeaways. No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees are typically far above the average personal loan.

  4. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/finance/grants-low-interest-loans...

    Three active programs are available offering forgivable loans, deferred loans, and zero-interest loans. A credit score of 640 or higher is required, with a debt-to-income ratio of 50% or lower.

  5. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/finance/how-to-get-best-mortgage...

    For example, if you borrow $400,000 at 3% APR instead of 6% (with no PMI), your monthly payments will be $712 lower and you'll pay $256,245 less in interest over 30 years. 4. Reconsider the cosigner

  6. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  7. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    While the minimum interest rate may not seem low, it’s much lower than the average credit card rate, which currently sits at 20.75 percent. The lender also offers online money management tools ...

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