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2. Credit agreements in South Africa - Wikipedia

   en.wikipedia.org/wiki/Credit_agreements_in_South...

   The effect of the flat-rate service fee of R50 per month on different size loans in terms of South African law, shown as a percentage of the loan amount. The smaller the loan, the more expensive will be the service fee relative to the loan. Maximum limits and probable market costs. The prescribed interest rates and fees are maximum amounts only.

3. Wonga.com - Wikipedia

   en.wikipedia.org/wiki/Wonga.com

   Wonga.com, also known as Wonga, was a British payday loan firm that was founded in 2006. The company focused on offering short-term, high-cost loans to customers via online applications, [2] and began processing its first loans in 2007. [3]

4. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for. Other ways to borrow money, like a 401(k) loan or through a public agency, may require you to meet ...

5. 20Twenty (bank) - Wikipedia

   en.wikipedia.org/wiki/20Twenty_(bank)

   20Twenty was an online South African retail bank that specialised in no frills digital banking. It focused on offering low transaction costs with low interest rates on loans whilst offering higher interest rates on savings. By the time of its closure in 2006 it had an estimated client base of 20,000 [2] to 40,000 account holders. [4]

6. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Personal loan annual percentage rates (APRs) can range from just below 8 percent all the way up to 35.99 percent, depending mostly on your credit score.

7. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

8. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

9. Credit unions offering personal loans: What to expect - AOL

   www.aol.com/finance/credit-unions-offering...

   Credit unions are functionally different from banks and online lenders. Their personal loans, however, are about standard. You borrow a set amount — usually $1,000 to $50,000 — for one to ...