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  2. Flat rate (finance) - Wikipedia

    en.wikipedia.org/wiki/Flat_rate_(finance)

    The problem is that the flat rate gives an impression of a lower rate than it actually is." [ 4 ] Where loans quoted with declining balance rates are not required by law, flat interest rates are also often used.

  3. Flat rate - Wikipedia

    en.wikipedia.org/wiki/Flat_rate

    Residential customers and small businesses are usually charged a flat rate, though not the same rate per kilowatt-hour. A special type of electricity meter, a time of use meter, is required to charge a non-flat rate. Time of use meters can lower a customer's electricity bill, if they use electricity mostly during off-peak hours.

  4. Flat tax - Wikipedia

    en.wikipedia.org/wiki/Flat_tax

    The flat tax rate is then applied to the resulting "negative income," resulting in a "negative income tax" that the government would owe to the household—unlike the usual "positive" income tax, which the household owes the government. For example, let the flat rate be 20%, and let the deductions be $20,000 per adult and $7,000 per dependent.

  5. Lower rates mean lower deposit rates, right? Probably not - AOL

    www.aol.com/finance/lower-rates-mean-lower...

    When the Fed lowered its target rate by half a percentage point, or 50 basis points, in September, banks and credit unions across the country took that opportunity to lower the rates on their ...

  6. How to prepare for lower interest rates (and 4 money moves ...

    www.aol.com/finance/financial-steps-fed-rate-cut...

    2. Lock in high rates on long-term CDs. While high-yield savings accounts are a useful savings tool, they come with variable interest rates that can change with the market — and drop with ...

  7. Fed Chair Powell says the US economy is in 'solid shape' with ...

    www.aol.com/fed-chair-powell-says-us-180117960.html

    At their last meeting Sept. 18, Fed officials reduced their rate to 4.8%, from a two-decade high of 5.3%, and penciled in two more quarter-point rate cuts in November and December. On Monday ...

  8. Laffer curve - Wikipedia

    en.wikipedia.org/wiki/Laffer_curve

    Laffer has presented the examples of Russia and the Baltic states, which instituted a flat tax with rates lower than 35% around the same time that their economies started growing. He has similarly referred to the economic outcome of the Kemp-Roth tax cuts , the Kennedy tax cuts , the 1920s tax cuts, and the changes in US capital gains tax ...

  9. Tax Cuts and Jobs Act - Wikipedia

    en.wikipedia.org/wiki/Tax_Cuts_and_Jobs_Act

    The corporate tax rate was changed from a tiered tax rate ranging from 15% to as high as 39% depending on taxable income [39] to a flat 21%, while some related business deductions and credits were reduced or eliminated. The Act also changed the U.S. from a global to a territorial tax system with respect to corporate income tax.