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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

3. The 5 Best Instant Approval Credit Cards of July 2024 - AOL

   www.aol.com/5-best-instant-approval-credit...

   4.5 out of 5 Overall. Key Features. $0 intro annual fee. Earn a $250 statement credit. 0% intro APR on balance transfers for 12 months. Get Details. American Express offers Instant Card Number for ...

4. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. Certified funds - Wikipedia

   en.wikipedia.org/wiki/Certified_funds

   Certified check; Cashier's check (known as a bank draft in Canada) Money order; Manager's check; Wire transfer; Specifically, personal checks are not allowed, as the account may not have sufficient funds, and credit cards are not allowed, as the transaction may later be disputed or reversed. Checks sent by a bank bill payment service can fall ...