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  2. How bankruptcy affects your mortgage - AOL

    www.aol.com/finance/bankruptcy-affects-mortgage...

    Immediately after bankruptcy, home loans are off the table, but you may be able to get a new mortgage within a few years. Bankruptcy proceedings can give you some much-needed breathing room, but ...

  3. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    Here’s an overview of how long after bankruptcy you can get a mortgage, depending on the kind of loan and the chapter you file: Chapter 7. Chapter 13. Conventional. 4 years.

  4. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    Sometimes, you can apply for a mortgage right after your bankruptcy is discharged or dismissed. But in most cases, you’ll need to wait. Chapter 7 is the most common form of bankruptcy, allowing ...

  5. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Seasoning requirements can also apply to getting a loan after bankruptcy or foreclosure, and to mortgage refinances. For mortgages, money becomes "seasoned" after it's been in an established ...

  6. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing your mortgage could make sense for several reasons: lowering your interest rate, taking cash out or switching to a fixed-rate loan. For most borrowers, the ideal time to refinance is ...

  7. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    If you go with the refinance that has the lower interest rate, you’ll pay $1,919 per month in principal and interest and $370,682 in interest for the loan’s duration.

  8. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

  9. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    Waiting period to refinance: Some lenders institute a waiting period. If yours does, you’ll need to get through it before you can explore a refinance after loan modification.

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