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2. How to negotiate with a car insurance company after a total loss

   www.aol.com/finance/negotiate-car-insurance...

   In a typical total loss settlement, you are paid for the value of the vehicle, which means the car becomes the legal property of the insurance company. But in some cases, it could take very little ...

3. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   At-fault accidents without insurance. If you are at fault for an accident and have insurance, your policy will likely cover accident-related damages up to your coverage limits. However, if you ...

4. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   In personal injury claims, the settlement negotiation process begins by the victim submitting a demand letter to the insurance companies. The purpose of the demand letter is to present facts about the accident in order to persuade the insurance companies to provide adequate compensation. A typical demand letter is structured in the following ...

5. What does no-fault state mean? - AOL

   www.aol.com/finance/does-no-fault-state-mean...

   At-fault and no-fault states settle insurance claims a ... drivers involved in the accident. Your insurance company will seek a payout from the other driver’s insurance provider if the other ...

6. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection could also refer to personal injury insurance or coverage, which is insurance in any context which includes coverage for personal injury, particularly coverage for emotional distress (typically negligent infliction of emotional distress rather than intentional infliction of emotional distress), libel, or defamation as ...

7. What happens if you get caught driving without insurance? - AOL

   www.aol.com/finance/happens-caught-driving...

   Getting into an accident without insurance. If you get into an accident without auto insurance, you may face some serious consequences. You will be subject to all the penalties described above and ...

8. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

9. What to do if you are injured in a car accident - AOL

   www.aol.com/finance/injured-car-accident...

   Report the accident to law enforcement: Most states require you to contact law enforcement in the event of an accident, especially one with injuries. Even if the injuries appear minor, you should ...