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2. How to help your kids build credit - AOL

   www.aol.com/finance/help-kids-build-credit...

   If you could also use a refresher on credit scores, credit reports and using credit responsibly, check out Bankrate’s Credit Cards 101 articles. 3. Explain to them what being an authorized user ...

3. Debt consolidation vs. debt payoff vs. debt counseling: What ...

   www.aol.com/finance/debt-consolidation-vs-debt...

   Key loan details. Requirements • Interest rates from 6% APR to 36% APR, depending on credit • Loan amounts from $1,000 to $50,000 • Repayment terms from 2 to 12 years

4. How does my credit score affect my loan chances? - AOL

   www.aol.com/finance/does-credit-score-affect...

   Every FICO score uses the model developed by the Fair Isaac Corp. Scores range from 300 to 850, with 300 being the lowest possible score and 850 being the highest.

5. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

6. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   Money tip: Credit-builder loans are best for individuals with bad credit or no credit history who don’t need immediate access to the funds. Risks to bad credit personal loans. If you have a FICO ...

7. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   Longer histories generally increase scores. Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage ...

8. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Credit mix (10 percent): There are two main types of credit: revolving (credit cards) and installment (loans). Having both types of debt reported to the credit bureaus improves your credit mix.

9. What are non-conforming loans? - AOL

   www.aol.com/finance/non-conforming-loans...

   FHA loans: FHA loans allow you to borrow money for a home purchase with a credit score as low as 580 and a down payment of just 3.5 percent — or a credit score of 500 if you put down 10 percent.