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2. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Know the difference between actual value and replacement cost. Home insurance policies have a few different ways of compensating you for damage: actual cash value (ACV) and replacement cost value ...

3. What is home insurance replacement cost coverage? - AOL

   www.aol.com/finance/replacement-cost-coverage...

   While most homeowners insurance policies include replacement cost value for dwelling and other structures coverage, personal property is often insured at actual cash value, unless the homeowner ...

4. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

5. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...

6. Actual cash value - Wikipedia

   en.wikipedia.org/wiki/Actual_cash_value

   For example, the building may be insured at replacement cost value, most of the contents insured at actual cash value and a few specific items at a fixed value (antiques). Policies may also include co-insurance clause or deductibles provisions which will impact the actual cash paid out by the insurance company. [2]

7. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could be settled. ... Regardless of your home insurance company, most standard HO ...