Search results
Results from the WOW.Com Content Network
Florida car insurance laws. Florida’s car insurance laws make it clear that every driver must have an active car insurance policy that meets the following coverage limits in order to operate a ...
Uninsured or underinsured motorist coverage (UM): Uninsured motorist coverage pays for damage (up to the limit you carry) if someone hits you with no insurance or does not have enough insurance to ...
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.
As of 2024, motorists in Florida have one of the highest rates of car insurance in the U.S. [290] [291] 24% are uninsured. [292] Drivers between 15 and 19 years of age averaged 364 car crashes a year per ten thousand licensed Florida drivers in 2010. Drivers 70 and older averaged 95 per 10,000 during the same time frame.
Uninsured motorist is optional in Florida, however, so you may not carry it on your policy. Collision coverage : Collision coverage could repair the damage to your vehicle caused by a hit-and-run.
The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) is a statutorily established [1] cabinet agency of Florida government. [2] In 1969, under Governor Claude Kirk, the Department of Motor Vehicles and the Department of Public Safety were merged forming the Department of Highway Safety and Motor Vehicles. [ 3 ]