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The principle of restricted choice is a guideline used in card games such as contract bridge to intuit hidden information. It may be stated as "The play of a card which may have been selected as a choice of equal plays increases the chance that the player started with a holding in which his choice was restricted."
Before looking at the detail, it is necessary to understand that bridge theory and practice suggest that the HCP method of hand evaluation, together with common sense concerning balance and cover in all suits, is the best for deciding the level of NT contracts, thus: 25+ HCP is sufficient for a game 3NT; 33+ HCP should yield 12 tricks
The difference in percentages is so close (the Bridge Encyclopedia states that the finesse is a 50% probability of success holding 8 cards, while the drop has a 53% holding 9 cards) that the slightest inference might influence a player to choose to finesse or to drop with nine cards.
In the card game contract bridge, the Losing-Trick Count (LTC) is a method of hand evaluation that is generally only considered suitable to be used in situations where a trump suit has been established and when shape and fit are more significant than high card points (HCP) in determining the optimum level of the contract.
In contract bridge, various bidding systems have been devised to enable partners to describe their hands so that they may reach the optimum contract.Key to this process is that players evaluate and re-evaluate the trick-taking potential of their hands as the auction proceeds and additional information about partner's hand and the opponent's hands becomes available.
Fixed annuities guarantee a set interest rate over a specific period, much like CDs, but typically with better returns. But Limra is expecting a pull back in the popularity of fixed annuities in 2025.
In the game of bridge, a prepared opening bid is a bid which is not usual in the sense that it does not bid the longest suit first. The most common example of this is the better minor or short club opening bid. Another example is a principle of bidding in bridge popularized by Howard Schenken in bridge
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