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A guide to help you understand homeowners insurance policies and coverage types. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...
Policy period: The dates listed are the start and end dates of the policy term. Most home insurance policies automatically renew, but you should contact your property insurer if you receive a ...
The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.
Purchasing homeowners insurance is a way to share the financial risk of owning a home. An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a ...
A standard home insurance policy might not meet some homeowners’ needs. Most home insurance policies do not cover earthquake or flood losses. If you live in an area prone to earthquakes or ...
Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your personal belongings, as well your liability as a homeowner and the cost ...
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