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  2. Mortgage lenders vs. banks: Which is best for you? - AOL

    www.aol.com/finance/mortgage-lenders-vs-banks...

    Once you settle on a mortgage, the broker then acts as your loan officer: They collect your documents and communicate directly with the lender to help get your loan application underwritten and ...

  3. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be shared with many lender partners. How to secure a ...

  4. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Low-doc loans carry a higher interest rate and were theoretically available only to borrowers with excellent credit and additional income that may be hard to document (e.g. self-employment income). As of July 2010, no-doc loans were reportedly still being offered, but more selectively and with high down payment requirements (e.g., 40%). [4]

  5. Best online mortgage lenders in 2024 - AOL

    www.aol.com/finance/best-online-mortgage-lenders...

    First Mortgage Direct. 4.8. 620 for conventional loans, 580 for FHA loans, 580 for VA loans ... Credit and down payment requirements. Application and ... You can get an FHA loan through many ...

  6. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial need, but credit is necessary.

  7. Direct lending - Wikipedia

    en.wikipedia.org/wiki/Direct_lending

    Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...

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