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The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education... rather than a bank or other financial institution."
When you apply for a personal loan, lenders request several documents to verify your personal and financial information before they approve your request. Some lenders set unique application and ...
Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called mid-market or small and medium enterprises , rather than ...
Happy Money is not a direct lender, but a financial service provider that partners with lenders to provide loans with fixed rates from 11.52% up to 24.81%. Loans might range from $5,000 to $40,000.
"It required no documentation of a borrower's income or assets and gave loans to borrowers who debt-to-income levels were far higher - 50% - than what was required by other lenders." [ 14 ] During 2005 68% of “option ARM” loans originated by Countrywide and Washington Mutual had low- or no-documentation requirements.
What a no-credit-check loan is. Lenders do not conduct a hard credit check or review your credit history with a no-credit-check loan. The application review process and decisions for no-credit ...
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