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  2. FDIC survey: Unbanked households hit record low

    www.aol.com/finance/fdic-survey-unbanked...

    Unbanked households are at record low. Here are the perks of having a bank account. ... Transactions with bank tellers decreased from 21 percent in 2019 to 14.9 percent in 2021. It increased ...

  3. Millions of Americans don't have bank accounts. Here's where ...

    www.aol.com/finance/millions-americans-dont-bank...

    An FDIC survey of unbanked Americans in 2023 found that the most common reason cited for not having a bank account was an inability to meet minimum balance requirements.

  4. Amount of 'unbanked' Americans hits a record low - AOL

    www.aol.com/finance/more-american-households...

    Some minority households even lost ground between the last survey, in 2021, and 2023. American Indian or Alaska Native households saw the sharpest rise in the portion considered unbanked, to 12.2% ...

  5. Unbanked - Wikipedia

    en.wikipedia.org/wiki/Unbanked

    The Federal Reserve estimated there are 55 million unbanked or underbanked adult Americans in 2018, which account for 22 percent of U.S. households. [2] [3] One report found the nationwide rates to be 7.7% unbanked and 17.9% underbanked, with the most unbanked state Mississippi, at 16.4%.

  6. Financial inclusion - Wikipedia

    en.wikipedia.org/wiki/Financial_inclusion

    Several surveys and datasets have worked to measure various aspects of financial inclusion including access and usage of financial services. [14] [16] [17] Some sources, such as the World Bank's Global Findex database or the Gates foundation's Financial Inclusion Tracker Surveys are household surveys attempting to measure usage of financial services from the consumer's perspective. [14]

  7. Why Janet Yellen wants more Americans to have a bank account

    www.aol.com/finance/why-janet-yellen-wants-more...

    It's a strategy designed to reduce the number of "unbanked." ... While just 2.1% of white households lacked a bank account in 2021, 11.3% of Black households, 9.3% of Hispanic households, and 6.9% ...

  8. Consumer Expenditure Survey - Wikipedia

    en.wikipedia.org/wiki/Consumer_Expenditure_Survey

    A consumer unit consists of any of the following: (1) All members of a particular household who are related by blood, marriage, adoption, or other legal arrangements; (2) a person living alone or sharing a household with others or living as a roomer in a private home or lodging house or in permanent living quarters in a hotel or motel, but who ...

  9. Banks vs. credit unions: How to decide where to keep your money

    www.aol.com/finance/banks-vs-credit-unions...

    More households are gaining access to bank or credit union accounts: In 2021, 4.5 percent of households were “unbanked,” meaning they had no bank account, according to the FDIC.