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  2. Billing descriptor - Wikipedia

    en.wikipedia.org/wiki/Billing_descriptor

    This approach is commonly employed by large companies offering multiple services, where the service brand is more familiar to customers than the company's name itself. Choosing a clear billing descriptor is crucial for merchants to prevent chargebacks , as it helps customers recognize and associate the transaction with the intended recipient.

  3. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default.

  4. Morningstar DBRS - Wikipedia

    en.wikipedia.org/wiki/Morningstar_DBRS

    Morningstar DBRS is the fourth-largest credit rating agency by global market share, with between 2% and 3% of global market share. [3] The company is one of only four CRAs, including Standard & Poor's, Moody's Investors Service, and Fitch Ratings, to be recognized as an external credit assessment institution by the European Central Bank (ECB). [4]

  5. Everi Holdings - Wikipedia

    en.wikipedia.org/wiki/Everi_Holdings

    Global Cash Access was founded in July 1998 as a joint venture of three payment processing companies: BA Merchant Services (majority-owned by Bank of America), First Data, and USA Processing Inc. [3] [4] First Data contributed the assets of its gaming business, First Data Financial Services, which provided cash services at over 800 gaming properties; it had purchased the business earlier in ...

  6. Bank of America Merchant Services - Wikipedia

    en.wikipedia.org/wiki/Bank_of_America_Merchant...

    Bank of America Merchant Services was created by Bank of America and First Data in 2009. [2] Bank of America Merchant Services manages sales and customer service and First Data handled the transaction processing. [1] In 2013, the company was the largest U.S. merchant acquirer by Visa and Mastercard volume, processing $517 billion in payments. [2]

  7. TransNational Payments - Wikipedia

    en.wikipedia.org/wiki/TransNational_Payments

    The company was founded in 1999 as TransNational Bankcard, Inc. by John Pitzaferro. The company later changed its name to TransNational Payments, Inc. Pitzaferro said he had the idea to create the company after spending 16 years working in merchant services where he witnessed the lack of transparency in the industry. [2]

  8. BDT & MSD Partners - Wikipedia

    en.wikipedia.org/wiki/BDT_&_MSD_Partners

    In January 2023, BDT & MSD was formed from the merger of BDT & Company, a merchant bank founded by Byron Trott that provides advice and capital to family and founder-led companies, and MSD Partners, an investment firm that manages the wealth of Michael Dell and his family.

  9. Mortgage Electronic Registration Systems - Wikipedia

    en.wikipedia.org/wiki/Mortgage_Electronic...

    Mortgage Electronic Registration Systems, Inc. (MERS) is an American privately held corporation. [1] MERS is a separate and distinct corporation that serves as a nominee on mortgages after the turn of the century and is owned by holding company MERSCORP Holdings, Inc., which owns and operates an electronic registry known as the MERS system, which is designed to track servicing rights and ...