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CD interest rates vary by the length of time; generally, the longer the term, the higher the rate. Rates are typically higher for larger deposits, with jumbo CDs typically offering the highest rates.
The highest rates in CD history were in the 1980s, when a 3-month certificate averaged 18.65%. Why were CD rates higher in the 1980s? CD rates were higher in the 1980s because inflation rates were ...
For example, with the national average interest rate of 1.81% for a 12-month CD, you could make approximately $182.51 over a year. However, if you find a CD with a 5% interest rate, you could earn ...
Down 2 basis points. 48-month (4 year) CD. 1.24%. 1.27%. Down 3 basis points. 60-month (5 year) CD ... It’s a powerful way to boost your savings over time by earning interest on both your ...
24-month (2 year) CD. 1.45%. 1.52%. Down 7 basis points. 36-month (3 year) CD ... a CD requires you to lock in your deposit over a specified period of time, returning your principal plus interest ...
Down 2 basis points. 48-month (4 year) CD. 1.24%. 1.27%. Down 3 basis points. 60-month (5 year) CD ... It’s a powerful way to boost your savings over time by earning interest on both your ...
Today's top CD yield across terms is 5.51% APY on a one-year term. Due to slight recent drops, the leading APYs for six-month and an 18-month terms are now 5.35% and 5.15%, respectively.
The average yield on one-year CDs fell below 2 percent APY in 2002, Bankrate data shows. In September 2009, following the global financial crisis, the average one-year CD paid less than 1 percent APY.
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