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A quarter is a 3-month period, and 1 year has 4 quarters in it. When a person has worked and paid taxes for 40 quarters during their life, they may be entitled to premium-free Medicare Part A.
The 40 quarters requirement only applies to premium-free Part A. The time it takes to earn 40 qualifying quarters of work depends on your employment history.
To get premium-free Medicare Part A, a qualified person or their spouse needs 40 work credits. Learn more about Medicare work credits here.
Lyndon B. Johnson signing the Medicare amendment (July 30, 1965). Former president Harry S. Truman (seated) and his wife, Bess, are on the far right.. Originally, the name "Medicare" in the United States referred to a program providing medical care for families of people serving in the military as part of the Dependents' Medical Care Act, which was passed in 1956. [7]
The Centers for Medicare & Medicaid Services (CMS) is a federal agency within the United States Department of Health and Human Services (HHS) that administers the Medicare program and works in partnership with state governments to administer Medicaid, the Children's Health Insurance Program (CHIP), and health insurance portability standards.
A person can earn up to four quarters of coverage per year. The amount to earn one quarter of coverage may change from year to year based on the national average wage index. [a] In order to be considered fully insured, a person must generally have at least 40 quarters of coverage. [b] Fully insured status is used for other benefits besides RIB. [4]
Quarters of coverage. Monthly premium 2025. Cost increase from 2024. at least 40 quarters. $0. $0. at least 30 quarters or married to somebody with at least 30 quarters
Medicare Part A plans are free for people who have worked for 40 quarters and paid Medicare tax. Individuals who do not qualify will need to pay a monthly premium. This article defines what ...
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