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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    [1] [2] [3] The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records.

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    Scam letter posted within South Africa. An advance-fee scam is a form of fraud and is a common confidence trick.The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum.

  5. What is a merchant cash advance? - AOL

    www.aol.com/finance/merchant-cash-advance...

    Factor rates: Why MCAs are expensive Because merchant cash advances charge a factor rate, the cost of borrowing is often higher than other types of business financing such as a working capital loan .

  6. 5 Cash Advance Apps That Don’t Use Plaid - AOL

    www.aol.com/5-cash-advance-apps-don-160752127.html

    B9 Advance is a membership-based cash advance app that allows you to access up to 100% of your paycheck instantly once your account is set up. The membership fees range from $9.99 to $19.99 ...

  7. 4 Best Cash Advance Apps That Don’t Require Direct Deposit

    www.aol.com/3-best-cash-advance-apps-193809911.html

    Cash advance apps are a great financial tool when you need an affordable cash infusion or a small personal loan quickly. However, some of these apps require you to use direct deposit for repayment.

  8. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    A merchant cash advance (MCA) is a type of business funding in which the funder is paid by taking a percentage of the businesses' revenues or sale proceeds. [citation needed] The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing future sales revenue in exchange for short payment terms (generally under 24 months ...

  9. What Is a Cash Advance on a Credit Card? - AOL

    www.aol.com/finance/cash-advance-one-225057269.html

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