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  2. What happens if your life insurance beneficiary dies ... - AOL

    www.aol.com/finance/happens-life-insurance...

    Key takeaways. If your life insurance beneficiary dies before you, the payout may go to a contingent beneficiary or your estate, depending on how you set up the policy.

  3. Is Life Insurance Taxable? Find Out What Your Beneficiaries ...

    www.aol.com/life-insurance-taxable-beneficiaries...

    For example, if the decedent died on Feb. 1 but the proceeds weren’t paid to the beneficiary until March 1, the life insurance company pays the beneficiary the proceeds plus one month’s worth ...

  4. Life insurance trust - Wikipedia

    en.wikipedia.org/wiki/Life_insurance_trust

    A life insurance trust is an irrevocable, non-amendable trust which is both the owner and beneficiary of one or more life insurance policies. [1] Upon the death of the insured, the trustee invests the insurance proceeds and administers the trust for one or more beneficiaries.

  5. What is an irrevocable beneficiary? - AOL

    www.aol.com/finance/irrevocable-beneficiary...

    An irrevocable beneficiary has a guaranteed right to receive the death benefit from your life insurance policy, and their consent is required for any changes that affect their rights.

  6. Administration (probate law) - Wikipedia

    en.wikipedia.org/wiki/Administration_(probate_law)

    The court does this by granting letters of administration to the person so entitled. Grants of administration may be either general (where the deceased has died intestate) or limited. [1] The order in which the court will make general grants of letters follows the sequence: The surviving spouse, or civil partner, as the case may be; The next of ...

  7. Estate tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Estate_tax_in_the_United...

    Life insurance proceeds are generally included in the gross estate if the benefits are payable to the estate, or if the decedent was the owner of the life insurance policy or had any "incidents of ownership" over the life insurance policy (such as the power to change the beneficiary designation).

  8. I’m an Estate Planner: Here Is What Life Insurance Is ... - AOL

    www.aol.com/finance/m-estate-planner-life...

    There are two basic types of life insurance: term life and whole life. The key differences are the length of the coverage and the cost. Ciara Lister, Legado co-founder, said, “Think of term life ...

  9. Life settlement - Wikipedia

    en.wikipedia.org/wiki/Life_settlement

    A life settlement or viatical settlement (from Latin viaticum, something received before death) [1] is the sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, [2] to a third party investor. [3]

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