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2. Grad PLUS - Wikipedia

   en.wikipedia.org/wiki/Grad_PLUS

   (3) not be in default on any federal education loan or owe a refund on a federal education grant. To get a PLUS loan, the applicant cannot have adverse credit based on the review of at least one credit report from a national credit reporting agency. Lack of a credit history or insufficient credit history is not considered adverse credit.

3. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Better loan approval chances: The best credit cards are typically targeted to people with scores of 670 or higher. Increased job opportunities : Employers may check your credit as part of the ...

4. How length of credit history affects your credit score - AOL

   www.aol.com/finance/length-credit-history...

   If you want to review your own length of credit history, you can do so by checking your credit report from one or more of the credit bureaus. Free weekly credit reports are available through ...

5. I Have a High Income But My Credit Is Terrible: Here’s My ...

   www.aol.com/high-income-credit-terrible-advice...

   Here are some steps you can take to avoid bad credit, fix bad credit, and keep your score elevated: ... Applying for new loans, credit cards, or other lines of credit always results in the lender ...

6. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.