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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...

  3. Grad PLUS - Wikipedia

    en.wikipedia.org/wiki/Grad_PLUS

    (3) not be in default on any federal education loan or owe a refund on a federal education grant. To get a PLUS loan, the applicant cannot have adverse credit based on the review of at least one credit report from a national credit reporting agency. Lack of a credit history or insufficient credit history is not considered adverse credit.

  4. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  5. I Have a High Income But My Credit Is Terrible: Here’s My ...

    www.aol.com/high-income-credit-terrible-advice...

    Here are some steps you can take to avoid bad credit, fix bad credit, and keep your score elevated: ... Applying for new loans, credit cards, or other lines of credit always results in the lender ...

  6. Alternatives to credit repair: 4 other paths to a better score

    www.aol.com/finance/alternatives-credit-repair...

    Using this type of loan to consolidate revolving debt, such as credit cards, could lower your credit utilization ratio. Credit utilization accounts for 30 percent of your FICO score.

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate. [7]

  8. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

  9. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Review your credit reports: Look for errors and outdated information that should be corrected or omitted from your credit profiles. Search your financial records for receipts and other documents ...

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