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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...

3. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans are a type of personal loan designed specifically for consumers with lower credit scores — typically under 670. These loans make credit more accessible to borrowers who likely ...

4. Alternatives to credit repair: 4 other paths to a better score

   www.aol.com/finance/alternatives-credit-repair...

   Using this type of loan to consolidate revolving debt, such as credit cards, could lower your credit utilization ratio. Credit utilization accounts for 30 percent of your FICO score.

5. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

7. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   Review your credit reports: Look for errors and outdated information that should be corrected or omitted from your credit profiles. Search your financial records for receipts and other documents ...