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  2. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Personal loans are a highly flexible product, with rates, terms and types for people with many different credit profiles. Know your credit score before applying.

  3. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Secure a personal loan with competitive terms by exploring options such as applying for a lower loan amount, finding a cosigner or working with online lenders. ... Kate Spade, Amazon, Walmart and ...

  4. What documentation is required for personal loans? - AOL

    www.aol.com/finance/documentation-required...

    Personal loan lenders have very few restrictions on how you use your loan funds. Money from a personal loan can be used to cover the cost of home improvements and upgrades, medical expenses ...

  5. Non-performing loan - Wikipedia

    en.wikipedia.org/wiki/Non-performing_loan

    Non-performing property loans are found to lead to banking crises. [32] The need to identify the relationships between macroeconomic factors and NPLs had been crucial for governments and financial institutions to monitor the economy and undertake necessary policies or decisions to control and reduce the number of NPPLs in the financial system.

  6. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new account opening for financial services organizations. Certain people and organizations specialize in loan origination. Mortgage brokers and other mortgage originator companies serve as a prominent example.

  7. Government-backed loan - Wikipedia

    en.wikipedia.org/wiki/Government-backed_loan

    A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

  8. Should you use a personal loan to invest and build wealth? - AOL

    www.aol.com/finance/personal-loan-invest-build...

    Personal loans are generally free of spending restrictions, so you can potentially use the funds to invest. However, some lenders disallow the use of loan proceeds to make certain investments.

  9. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    Countries where fixed rate loans are the common form of loan for a house purchase usually need to have a specific legal framework in place to make this possible. For example, in Germany and Austria the popular Bausparkassen, a type of mutual building societies, offer long-term fixed rate loans. They are legally separate from banks and require ...

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