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ABIC - Associação dos Bolseiros de Investigação Científica is the Portuguese association of grant-holding researchers. ABIC was established in 2003 and represents early stage researchers, such as doctoral students , and post-doc fellows as well as researchers who are not included is these two groups but are grant-holders.
Bancassurance is an efficient distribution channel with higher productivity and lower costs than the traditional distribution channel. In the modern bancassurance module, there has a staff assigned by an insurance company placed in particular banks to serve banking customers with their insurance solutions.
1.1 Australian Building Industry Contract – ABIC MW-1 – Major works contract 1.2 Australian Building Industry Contract – SW-1 1.3 General Conditions of Contract – National Public Works Conference Edition 3
These big banks are very diversified groups that, among other services, also distribute insurance – hence the term bancassurance, a portmanteau word combining "banque or bank" and "assurance", signifying that both banking and insurance are provided by the same corporate entity.
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The Delta Lloyd Group officially went public on the NYSE Euronext Amsterdam on 3 November 2009. [4] Delta Lloyd made 38–42% of its shares public, with its major shareholder Aviva reducing its ownership from 92% to 50–54%.