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2. Liability insurance - Wikipedia

   en.wikipedia.org/wiki/Liability_insurance

   Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

3. Types of business insurance - AOL

   www.aol.com/finance/types-business-insurance...

   Type of business insurance. Description. General liability insurance. Pays legal fees and settlements (up to your policy limits) if you get sued for a covered general cause. Product liability ...

4. Umbrella insurance - Wikipedia

   en.wikipedia.org/wiki/Umbrella_insurance

   Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

5. Commercial general liability insurance - Wikipedia

   en.wikipedia.org/wiki/Commercial_general...

   Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.

6. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...

7. Before sharing your car: Does your auto insurance cover guests?

   www.aol.com/finance/auto-insurance-lending-car...

   Liability coverage. Let’s say your child borrows your car to run holiday errands and accidentally rear-ends another vehicle at a stoplight. In this situation, your liability coverage steps in first.