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2. Perbadanan Tabung Pendidikan Tinggi Nasional - Wikipedia

   en.wikipedia.org/wiki/Perbadanan_Tabung...

   National Higher Education Fund Corporation (Malay: Perbadanan Tabung Pendidikan Tinggi Nasional), abbreviated PTPTN, is an authority responsible for giving study loans to students pursuing tertiary education in Malaysia. This agency is under Ministry of Higher Education.

3. File:Undang-Undang Republik Indonesia Nomor 11 Tahun 2005.pdf

   en.wikipedia.org/wiki/File:Undang-Undang...

   Bahasa Indonesia: Undang-Undang Republik Indonesia Nomor 11 Tahun 2005 tentang Pengesahan International Covenant on Economic, Social and Cultural Rights (Kovenan Internasional tentang Hak - Hak Ekonomi, Sosial dan Budaya)