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  2. Allstate vs. State Farm: Which Is Better? - AOL

    www.aol.com/finance/allstate-vs-state-farm...

    Besides filing a claim through the mobile app, you can file a claim online or by calling the claims hotline 24/7: Allstate : Account login | 1-800-669-2214 State Farm : Claims page | 1-800 732-5246

  3. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    If you cause an accident that results in $75,000 in medical bills for the other driver and passengers as well as $30,000 in property damage, you could be personally responsible for: $25,000 in ...

  4. 9 age-smart ways for seniors to save on car insurance (that ...

    www.aol.com/finance/ways-seniors-save-car...

    Experts say it best to avoid filing claims that are under $1,000 to $2,000, because you'll likely end up paying more in increased premiums over time than you'd receive from the claim payout.

  5. Delay, Deny, Defend - Wikipedia

    en.wikipedia.org/wiki/Delay,_Deny,_Defend

    Delay, Deny, Defend is a critical exploration of the property and casualty insurance industry, examining how its practices affect policyholders.Feinman, a law professor specializing in consumer rights and insurance law, argues that the industry prioritizes profits over policyholders' needs, often using tactics like delaying or denying legitimate claims to bolster financial performance.

  6. Property and casualty insurance guaranty funds - Wikipedia

    en.wikipedia.org/wiki/Property_and_Casualty...

    Property and casualty guaranty funds step in to pay the covered claims (which would otherwise go partially or entirely unpaid) of policyholders of an insolvent insurer at levels determined by state law. This ensures policyholders and claimants at greatest risk are protected from the most severe consequences of an insurer's failure.

  7. Esurance - Wikipedia

    en.wikipedia.org/wiki/Esurance

    The company claims to be one of the first insurers to have offered such packages to same-sex couples. [ 4 ] In May 2011, Allstate announced that it was purchasing Esurance and rate-comparison site Answer Financial for approximately $1 billion. [ 5 ]

  8. AAA vs. Allstate - AOL

    www.aol.com/finance/aaa-vs-allstate-164932730.html

    Tier 1 (Cost & ratings): To determine how well auto and home insurance companies satisfy these priorities, 2023 quoted premiums from Quadrant Information Services (if available), as well as any of ...

  9. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    While a $1,000 deductible will lower your monthly cost compared to a $500 deductible, make sure you can comfortably cover that higher amount if you need to file a claim after an accident ...