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  2. 5 reasons to pay more than the minimum on your credit card - AOL

    www.aol.com/finance/5-reasons-pay-more-minimum...

    When you choose to kick in more than the minimum, you free up your available credit, which drops your credit utilization and aids in improving your credit score. 4. Increase your creditworthiness

  3. 4 Easy Tricks I Used To Improve My Credit Score - AOL

    www.aol.com/4-easy-tricks-used-improve-161211058...

    Paying bills on time is crucial to maintain a positive credit score. A consumer's credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of statement...

  4. What you need to know about your credit score - AOL

    www.aol.com/finance/know-credit-score-044447556.html

    This guide goes over the main determinants of your credit score, which factors matter the most and more.

  5. 3 Steps To Improve Your Credit Score by 200 Points in 2024 - AOL

    www.aol.com/3-steps-improve-credit-score...

    A [2020] study found that consumers see average credit score increases of 19 points when they [lower] their utilization rate by 10% or more [by paying] down their credit card debt by $500. Paying ...

  6. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score ...

  7. Young people are more likely to repay credit card debt with ...

    www.aol.com/finance/young-people-more-likely...

    Gen Zers and millennials who have ever had credit card debt are more likely to pay off debt by working extra hours or taking on a side hustle (26 and 30 percent, respectively) than other ...

  8. How To Improve Your Credit Score in 30 Days - AOL

    www.aol.com/finance/improve-credit-score-30-days...

    If you are trying to improve your credit score from 650, which is considered fair credit, to 700, which is considered good credit, you have to analyze your credit mix and other factors that affect ...

  9. How a High Credit Score Can Help You Save Thousands - AOL

    www.aol.com/high-credit-score-help-save...

    Data source: MyFICO (interest rates as of Oct. 17, 2024). Cheaper auto insurance. In most states, insurance companies are allowed to use your credit score to set your premiums.

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