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  2. Dave Ramsey’s 7 Tips for Quickly Paying Off a Mortgage - AOL

    www.aol.com/dave-ramsey-7-tips-paying-120027516.html

    Here’s how extra payments would affect a $220,000, 30-year mortgage with a 4% interest rate: Make one extra payment each quarter to shave 11 years and nearly $65,000 off your mortgage. Divide ...

  3. Ramsey Solutions recommends specifying that you want your extra payment applied to the mortgage’s principal balance. This ensures it goes toward paying off the balance instead of being used for ...

  4. My mortgage payment is eating most of my paycheck – here’s ...

    www.aol.com/mortgage-payment-eating-most...

    "You don’t have a choice. Your house payment is 50% of your take-home pay. You can’t do that." Obviously, Ramsey is 100% correct that spending 50% of monthly payments on a home is not sustainable.

  5. Dave Ramsey: This Is the Most You Should Borrow When ... - AOL

    www.aol.com/dave-ramsey-most-borrow-buying...

    So, as Ramsey said, if you must borrow, and most of us must, your goal should be to keep the mortgage below one-fourth of your take-home pay. That means if you bring home $4,000 each month, your ...

  6. Dave Ramsey Says To Pay Off Your Mortgage Early - AOL

    www.aol.com/dave-ramsey-why-shouldn-t-170016629.html

    Dave Ramsey, the renowned financial guru, has long been a proponent of financial discipline and savvy money management. This can include paying off your mortgage early, but only under specific...

  7. This 35-year-old Cleveland woman is trying to buy a home and ...

    www.aol.com/finance/35-old-cleveland-woman...

    Rachel told Ramsey and Warshaw that in 2024 she paid off $12,000 in debt and was on track to clear the remaining $7,000 as well. “According to my figures I’ll probably be debt-free by June or ...

  8. How To Calculate Exactly How Much House You Can Afford ... - AOL

    www.aol.com/finance/calculate-exactly-much-house...

    You want to buy a house, but you're not sure where to set your budget. Before making any moves, stop everything and calculate exactly how much you can afford with an easy-to-follow guide from ...

  9. How Much of Your Take-Home Pay Dave Ramsey Says Should Go ...

    www.aol.com/much-home-pay-dave-ramsey-140642520.html

    To put this into perspective, Ramsey explains that if you take home $5,000 per month after taxes, according to his 25% rule, you should pay no more than $1,250 per month for a mortgage payment ...

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    related to: home affordability calculator dave ramsey extra payments