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2. How To Check Your Credit Score - AOL

   www.aol.com/check-credit-score-235003442.html

   The counselors can often get you a credit score for free — and review and interpret the score with you. Here’s how: Visit the National Foundation for Credit Counseling website to find out more.

3. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   Your recent credit inquiries: Hard inquiries on your credit report, which show up when you apply for a new credit card or loan, can temporarily negatively affect your score. 7 ways to build credit ...

4. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

5. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Safely dispose of the physical card by shredding it or cutting it up to avoid fraud or potential credit score issues. Maybe you hold a store credit card for a store where you no longer shop.

6. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   Factors like on-time payments, low credit utilization, types of credit, credit inquiries and account age all impact your credit score. Even without a credit card, you can develop good credit by ...

7. Why You Don’t Actually Need a Credit Card To Raise Your ...

   www.aol.com/finance/why-don-t-actually-credit...

   Here are a couple of other ways to raise your score without a credit card: Sign up for a phone plan: Getting a phone plan in your name is a quick way to start building and improving your credit ...