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In 1752, Benjamin Franklin founded the first American insurance company as Philadelphia Contributionship.In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail.
While Prudential was making profits of up to 4.2% in its general account in early 2010, they paid out 0.5% interest in these non-FDIC insured "Alliance" accounts. [ 27 ] [ 28 ] In some cases, when families requested to be sent a full payout in the form of a check, the family was sent a checkbook, rather than the amount due.
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