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The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
Ms Gloria Swanson claimed Citibank had committed race discrimination in her application for a home equity loan, because their home value appraiser unjustifiably devalued her property as she was African-American under the Fair Housing Act, 42 USC §3605, and the Equal Credit Opportunity Act, 15 USC §1691(a)(1).
The Equal Credit Opportunity Act of 1974 (ECOA), signed by President Gerald Ford 50 years ago on Oct. 28, 1974, changed that. It prevented creditors from discriminating against an applicant ...
The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted 28 October 1974, [3] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of (among other things) age, provided the applicant has the capacity to contract.
Latino civil rights organization MALDEF has sued financial institutions for allegedly discriminating against DACA recipients by denying them loans and other services based on their immigration status.
Emily Watts Card (born May 8, 1942) is an American political scientist, lawyer, educator, author, and expert in women's consumer credit and finance. As a legislative fellow under Republican Senator Bill Brock of Tennessee, Card gathered evidence, drafted legislation, and coordinated support for the Equal Credit Opportunity Act of 1974.
The 60-year-old act has been amended and strengthened over the years to protect federal contract workers from discrimination on the basis of characteristics like race, color, religion, sex, sexual ...
The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.