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We have insurance protection you deserve - homeowners insurance, renters and more - with fast, easy claims and excellent customer service. Get a quote today.
We’re headquartered in Fort Lauderdale and offer homeowners, renters and condo insurance throughout the Sunshine State. From Miami to Tampa and Orlando to Jacksonville, Sarasota, the Florida Panhandle and anywhere else you may reside in Florida, Universal has your home insurance needs covered!
File a Claim. We partner with independent insurance agents who share the same goal: to provide the insurance coverage that you deserve. Find a local insurance agent near you.
Contact Universal Property & Casualty Insurance Company. Click here for help answering a question, to reach the claims department or see our full contact list.
Universal Property & Casualty Insurance Company (UPCIC) began in Florida in 1997 and currently provides coverage across 19 states. Our offerings include insurance for homeowners, renters, condos and landlords through our network of independent agents and our direct-to-consumer online platform.
Need to file a property insurance or other claim? Log into your Universal Property & Casualty Insurance policyholder account to easily file a claim.
The Company offers a selection of products to meet the unique needs of homeowners, condominium unit-owners, renters and landlords, in addition to a variety optional coverages and payment plan options so that each policy can be tailored to fit your needs.
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Universal Property & Casualty Insurance Company operates under the umbrella of Universal Insurance Holdings, a publicly-traded corporation with the ticker symbol UVE. It operates through a vertically integrated structure and performs all aspects of insurance underwriting, distribution and claims.
UNIVERSAL PROPERTY AND CASUALTY INSURANCE COMPANY FLORIDA PERSONAL PROPERTY MANUAL HOMEOWNERS SECTION PAGE 1 EDITION 01/12 1. APPLICATION OF PROGRAM RULES This section of the manual contains general information to write the following programs on behalf of the Company Homeowners Program (HO 00 03, HO 00 04, HO 00 06 and HO 00 08). 2.