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Lender. Credit requirements. Down payment minimum. Bankrate Score. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed
You may qualify for an FHA loan with a credit score as low as 500 or 580, depending on your down payment. While other government-backed loans don’t have set minimum credit scores, lenders often ...
The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.
Lender. Bankrate Score. Credit requirements. Down payment minimum. Bethpage Federal Credit Union. 4.9. 620 for conventional loans, 500 for FHA loans. 3% for conventional loans, 3.5% for FHA loans
Keep in mind that if your credit score is especially low, your lender options will likely be limited. While the hard cutoff for approval of an FHA loan is a credit score of 500, Fleming says some ...
Online mortgage lender. Bankrate Score. Minimum credit score. Minimum down payment. First Mortgage Direct. 4.8. 620 for conventional loans, 580 for FHA loans, 580 for VA loans
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