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Unique Master Citizen Number (Serbo-Croatian: Jedinstveni matični broj građana / Јединствени матични број грађана, JMBG / ЈМБГ, Macedonian: Единствен матичен број на граѓанинот, ЕМБГ, Slovene: Enotna matična številka občana, EMŠO) is an identification number that was assigned to every citizen of former Yugoslav ...
The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.
Regulation of the telephone numbers in Serbia is under the responsibility of the Regulatory Authority for Electronic Communications and Postal Services (RATEL), an independent regulatory authority. [1]
To promote financial products that do not involve debt, banks and other firms will often quote the APY (as opposed to the APR because the APY represents the customer receiving a higher return at the end of the term). For example, a certificate of deposit that has a 4.65% APR, compounded monthly, would instead be quoted as a 4.75% APY. [1]
Serbian postal codes consist of five digits. The first two digits roughly correspond to the corresponding district; district seat cities usually have 000 as the last three digits, while smaller towns and villages have non-round last three digits.
Primorje – Gorski Kotar County (Croatian: Primorsko-goranska županija, pronounced [prǐːmorsko-ɡǒranskaː ʒupǎnija]) is a county in western Croatia, most of it based in the historical and cultural region called Croatia proper and some of it in Istria, including the Bay of Kvarner, the surrounding Northern Croatian Littoral, and the mountainous region of Gorski Kotar.