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  2. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

  3. Bad credit loans: 5 risks to be aware of before getting one - AOL

    www.aol.com/finance/bad-credit-loans-5-risks...

    Lenders evaluate your credit score to determine the likelihood of default on a personal loan. Consequently, a lower credit score generally means a higher interest fee and origination fees to help ...

  4. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [19] Credit scores can ...

  5. What is a bad credit personal loan? Here’s what to know - AOL

    www.aol.com/finance/bad-credit-loans-know-decide...

    Key takeaways. Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Loans for bad credit usually come with high annual percentage rates (APRs) and high costs.

  6. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    While several personal loan lenders offer loan amounts as high as $100,000, bad credit lenders tend to limit you to $50,000 or less. Repayment terms: Bad credit loan terms usually range between ...

  7. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Not considering your credit score: Your credit score is a big factor in determining your eligibility for the loan as well as the interest rate. Some lenders may also charge higher origination fees ...

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