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If your CIBIL score is low, it becomes significantly harder to obtain any type of loan. However, CIBIL scores can be improved, [ 10 ] though this process usually takes about 4–8 months. To achieve a good CIBIL score, it is crucial to pay your EMIs and credit card bills on time.
CIBIL (Credit Information Bureau of India Limited) was established as the first credit bureau. TransUnion International Inc, one of the leading consumer credit bureaus in the world, is the major stake holder (27.5%) in CIBIL and provided the required platform to commence operations.
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Transunion bought CIBIL. Although all the four credit information companies have developed their individual credit scores, the most popular is CIBIL credit score. The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best ...
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